Insurance coverage for members and chartering organizations
Various types of insurance are provided, required of, or available to Scouting members, leaders, and chartering organizations.
Comprehensive General Liability - provides primary general liability for claims related to official Scouting activities. Provided by the National Council for all registered leaders, and made possible as part of your membership registration fees. More details.
Automobile Liability - All vehicles used in Scouting activities must be covered by a liability policy that meets state requirements, with a recommended minimum of $100,000 combined single limit. Other requirements apply - please visit the National Council insurance coverage page for more details.
Chartered Organizations - The general liability policy provides primary liability insurance coverage for all chartered organizations on file with the BSA for liability arising out of their chartering a traditional Scouting unit. More details are available on the National Council insurance coverage page.
Accident and Sickness Coverage - Cascade Pacific Council provides accident and sickness coverage for registered members.
Accident and sickness insurance (also known as accident and health insurance) coverage for Scouts and Scouters furnishes medical reimbursement in case of death, accident, or sickness within the policy amounts.
Coverage is excess of all other insurance or healthcare plans in force. This policy is excess to any and all other available sources of medical insurance or other healthcare benefits.
Who is covered? All registered youth and seasonal staff are eligible; registered leaders and volunteer leaders.
The coverage provided has maximum limits it pays and a maximum benefit period, usually 52 weeks from the date of the incident. Claims should be filed with the accident and sickness carrier as soon as possible (must be submitted within 90 days of any incident), along with any other source of medical insurance or other healthcare benefits.
To process a claim, download the claim form (see downloads list below) and submit it directly to HSR as instructed within the form. The policy number for all Cascade Pacific Council units is: PTP N00327402. .
Certificates of Insurance Requests
When another organization requests that they be provided a Certificate of Insurance, usually when a unit (pack or troop, etc.) is renting or otherwise utilizing the property or facilities of another group, a certificate can be requested using the Certificate of Insurance Request Form (see downloads area below).
Please complete the form and return it to Deanne Molenkamp, ( email@example.com ) and allow two (2) weeks minimum for processing. Approved certificates will be returned by email after processing.
Anytime an incident occurs when persons are injured - or even when there was almost an injury (a 'near-miss'), leaders are requested to provide an Incident Report (download below). These reports are compiled to give volunteer and staff risk managers a big-picture view of risk areas so that Scouting can continue to become safer and safer. Please provide this form whenever ANY incident occurs, preferably within three days of the incident.
|.2021 Unit Accident Insurance CLAIM FORM||CURRENT YEAR - Claim form for Health Special Risk (HSR) insurance policy for incidents occurring in the calendar year 2021. Use this form to process a claim in the event of an accident or other applicable incident. This form is only needed in the event of a claim. Fill out the form and process directly through HSR, the third-party insurance company through which Cascade Pacific Council has purchased unit accident insurance for each Scouting unit. If your incident occurred in 2020, please use the 2020 form, found below.||Download|
|.2021 Unit Accident Insurance DESCRIPTION OF COVERAGE||CURRENT YEAR - Description of coverage for the 2021 unit accident insurance purchased by Cascade Pacific Council for Scouting units through Health Special Risk (HSR). This document describes who is covered, what incidents are covered, and under what circumstances.||Download|
|.CERTIFICATE OF INSURANCE REQUEST FORM (PDF)||Use this form to request a Certificate of Insurance when another organization requests a Certificate - usually requested when renting/utilizing another group's property or facilities. Note - individual leaders are NOT authorized to sign contracts for property rental/use which describe the renting organization as Boy Scouts of America or Cascade Pacific Council.||Download|
|.Incident Report Form (PDF)||Use this form to report ANY incident or event of injury, illness, or property damage. This information is used by risk management volunteers and staff to identify and better understand specifi areas of risk and develop methods to minimize risk in the future. Return your completed form to firstname.lastname@example.org||Download|
|.Near-Miss Incident Form (PDF)||Use this form to report a 'near-miss' incident. A near miss does not result in injury, illness, or damage, by definition, but it had the potential to do so. This form is a tool to gather information. If an injury has occurred, use the incident reporting form. Return your completed form to email@example.com||Download|
|2020 Unit Accident Insurance Claim Form (PDF)||PREVIOUS YEAR - Claim form for Health Special Risk (HSR) insurance policy for incidents occurring in the calendar year 2020. Use this form to process a claim in the event of an accident or other applicable incident. This form is only needed in the event of a claim. Fill out the form and process directly through HSR, the third-party insurance company through which Cascade Pacific Council has purchased unit accident insurance for each Scouting unit.||Download|
|2020 Unit Accident Insurance Policy Description (PDF, 1.4MB)||PREVIOUS YEAR - Description of coverage for the unit accident insurance purchased for Scouting units by Cascade Pacific Council through Health Special Risk (HSR). This document describes who is covered, what incidents are covered, and under what circumstances.||Download|